In todays economy choosing the right lender and loan program is critical to your future.  If history can be used as an example of what not to get, just think about the latest financial crises that have ocurred in the last few months.  Lenders were putting people into loans that they never should have, loans that adjusted into a nightmare for the home owners.  That could have been avoided if the new buyers would have worked with a lender that has a history of integrity and are willing to always do the right thing for their clients best interest.

Today many home owners are facing foreclosure all because they chose a lender that was "in it for the deal" and not what was the best financial option for them.  We at the Char MacCallum Real Estate Team believe in a strong partnership right up front with a trustworthy lender.  In our 31+ years of experience we know who is a good lender and who is not.  We have chosen a lender to refer our clients because our clients always experience the highest level of honesty, trustworthyness, best interest rates, and the ability to close on time! 

Denise Phillippi with Peoples Bank & Mortgage Company is someone I highly recommend.  I looked 23 years to find a lender of this high caliber and now I leave the loans in her trusted hands and knowing that it will close on time.  The first step is to contact Denise and get qualified for a loan and then start seaching for a home that you are comfortable with the payments.

I would also be happy to help you with the loan application in our office and then we can email them to the Lender for your one stop shop service. We can also help you shop rates for your home purchase loan and help you understand the true costs of the loan.