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For Home Buyers:

  • Why Buyers Choose Char MacCallum - Why homebuyers looking for a real estate agent in the Olathe, Gardner and Spring Hill area choose Char MacCallum.

  • Latest Listings - Get Char MacCallum's latest Olathe, Gardner and Spring Hill listings of homes for sale first!

  • Find Your Perfect Home - Char MacCallum will search for your ideal home and email you the newest Olathe, Gardner and Spring Hill MLS listings of properties in Johnson County KS.

  • First Time Homebuyers - Are you a first time homebuyer in Olathe, Gardner and Spring Hill, KS? Choose a top real estate agent. Char MacCallum can guide your home buying search.

  • Mortgage Prequalification - Pre-qualify for a mortgage or loan for your Olathe, Gardner and Spring Hill house or other real estate or property.

  • Go to Main Sitemap - Main sitemap sections include Find Olathe, Gardner and Spring Hill Homes, For Home Buyers, For Home Sellers, Olathe, Gardner and Spring Hill Information, Real Estate Resources, and About Char MacCallum.

 

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Real Estate Tips

First Time Buyers >The Seller May Pay

The costs of buying a home may be daunting. For example, you may have finally saved enough for a down payment on your first home, with a little left over to buy the furniture you will need. Then you hear about having to pay closing costs you weren't anticipating, and this may seem like a real setback.

One way to cover such a shortage is to make the sellers an offer that calls for them to credit you for some of the closing costs. As a rule, the sellers may pay a maximum of 3 percent of the sales price if the buyer is putting five percent down. If the buyer is making a down payment of 10 percent or more, the seller can contribute up to 6 percent of the sales price to cover the buyer's closing costs. Some items, such as prepaid taxes and the first month's mortgage payment, must be paid by the buyers. Sellers may also contribute to paying the appraisal, points, title insurance, settlement attorney fees, state or local transfer taxes and similar items.

Keep in mind that if the credit is included in the price of the house, the appraiser will have to justify the amount, based on sales prices of similar homes in the neighborhood.

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Real Estate Trivia

Q 
Where will you find the world's largest indoor waterfall?

A 
The lobby of the International Center in Detroit, Michigan has a waterfall of 114 feet, backed by 9,000 square feet of marble.
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Char MacCallum, REALTOR®, real estate agent and broker for Olathe, Gardner and Spring Hill, Kansas home listings, property and land for sale - NUMBER1EXPERT

Char Maccallum
Char Maccallum Real Estate Group Inc

1819 South Ridgeview Road
Olathe, KS 66062
913-782-8857
Fax: 913-782-9429
cmaccallum@NUMBER1EXPERT.com

ABR ASR CDPE CRS ePro Equal Housing GRI MLS REALTOR SRES


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